Health insurance from just a few dollars a day - what's the catch?

No, it’s not a scam. And no, it’s not magic. In fact, it’s incredibly simple. You tell us what types of cover are important to you (often things like hip and knee replacements, dental and optical) and what types of cover aren’t important (often things like pregnancy, IVF, and orthodontics). Then we go out and try to find you a policy, from our panel of funds^, without any ‘fat’ - just one that meets your requirements. 

“It’s not uncommon to speak to people in their 50’s, 60’s, and beyond, who are still paying for things like pregnancy cover, orthodontics, and IVF” Andrew Davis, CEO of HealthInsuranceComparison.com.au. 

• We don’t charge any hidden fees or mark up the cost of policies
• Policies come directly from insurers
• We handle all the switching paperwork for you
• All our policies come with a 30 day cooling off period

Select your age and compare now!

Step 1: Select your current Age below.
Step 2: Once you select your age options, you will have the opportunity to compare quotes from multiple health funds. 

*Average savings based on data from 136,746 customers between 2018 and 2022. 

There’s a reason Aussies are stuck paying higher premiums for health insurance they don’t need. According to Dr Anthony Bartone, Federal President of the Australian Medical Association, people are dropping their health cover due to the confusion in understanding what they are paying for, and the difficulty the average Aussie faces when trying to save money by switching health insurance policies.

Here are some tips to help you with switching your health cover, saving money and avoiding any confusion around what you’re paying for:

• Know your needs: there’s two different categories of private health insurance: hospital cover and extras cover. Hospital cover is for in-hospital expenses like accommodation, medicine, and doctor fees. Extras cover includes necessary services that are outside of hospital cover, like dental, optical, chiropractic and physiotherapy care. Unsure what you need? Our experts can provide you with a more in-depth look at what you really need and help you identify a more personalised cover to suit your situation from our panel of trusted insurers.
• Don’t just set it and forget it: Regularly check-up on your health insurance needs and consider what you may need for the future. Remember, when switching health cover, you’re protected by law when it comes to waiting periods. If you’re switching to hospital cover that offers an equal or lower level of coverage, insurers cannot make you re-serve any additional waiting periods. On the other hand, if you’re increasing benefits or changing extras cover, certain waiting periods may apply - but health funds sometimes run special offers that waive some waiting periods altogether.
• Shop around: there are different levels of insurance policies for hospital cover and extras cover. We recommend using our free comparison service and the help of our team of experts to compare different health funds, prices and levels of cover.

HealthInsuranceComparison.com.au help Australians ‘ditch and switch’ their health insurer, and turn back the clock on high premiums.

When you work with us, you get the peace of mind that comes with working with trusted-professionals who have the years of experience needed to navigate the complicated health insurance system and keep you from any further confusion.

Health Insurance Comparison is a one-of-a-kind comparison service made for hard working Aussies. Our team of experts saved Aussies an average of $300** in the last five years and in a few short minutes, you could be on your way to hundreds of dollars in savings.

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

*Bronze Hospital + Low Extras from Bupa with $500 excess for a single individual in NSW. 

**Based on 136,746 customers between 1 Jan 2018 and 23 Dec 2022.

^Compare Club compares selected products from a panel of trusted insurers. We do not compare all products in the market.